Finance Ops for Digital Product Agencies

We build the financial systems that let you stop guessing on bids, master your project profits, and scale your engineering team with confidence.

Finance Ops for Digital Product Agencies

We build the financial systems that let you stop guessing on bids, master your project profits, and scale your engineering team with confidence.

Finance Ops for Digital Product Agencies

We build the financial systems that let you stop guessing on bids, master your project profits, and scale your engineering team with confidence.

How we make a difference

You don't need another accountant. You need a trusted partner who can help you build system-driven finance operations that evolve with your needs.

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Real Time Project Profitability Tracking

Scope creep is real and we'll help you rell it in. We build systems that track your costs in near real time allowing you to catch scope creep before it destroys your profits.

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Real Time Project Profitability Tracking

Scope creep is real and we'll help you rell it in. We build systems that track your costs in near real time allowing you to catch scope creep before it destroys your profits.

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Utilisation & Capacity Analysis

What's your bench costing you? You might have a gut feel but no hard numbers. We build dashboards to show your utilisation rate company wide.

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Utilisation & Capacity Analysis

What's your bench costing you? You might have a gut feel but no hard numbers. We build dashboards to show your utilisation rate company wide.

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Cash & Pipeline Forecasting

Can you afford your next senior dev? We build cash and profitability forecasts that empower you to make data-driven decisions, especially when The future is uncertain.

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Cash & Pipeline Forecasting

Can you afford your next senior dev? We build cash and profitability forecasts that empower you to make data-driven decisions, especially when The future is uncertain.

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SaaS-ify Your Recurring Revenue

We leverage our SaaS background to segment your financials. We track your recurring revenue with SaaS metrics (MRR, CAC, churn) to prove its high-multiple value.

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SaaS-ify Your Recurring Revenue

We leverage our SaaS background to segment your financials. We track your recurring revenue with SaaS metrics (MRR, CAC, churn) to prove its high-multiple value.

Let's talk!

Book a 30-minute discovery call to explore how we can work together.

What it feels like working with us

You pay for finance expertise but you get much more. Here are some of the non-tangibles our clients say they got out from working with us.

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

3 Simple steps to get started

Running a business is complex enough. This is why, we made starting with us super easy.

Rated by loving Clients

Rated by loving Clients

Rated by loving Clients

1

Book a Discovery Call

No sales. No pitches. No pressure. We just listen and ask questions. We want to get to know you and what's keeping you up at night.

1

Book a Discovery Call

No sales. No pitches. No pressure. We just listen and ask questions. We want to get to know you and what's keeping you up at night.

2

Review Our Proposal

Based on our discussion we'll develop a scope of work and context doc. We'll review them, modeify them and shake hands.

2

Review Our Proposal

Based on our discussion we'll develop a scope of work and context doc. We'll review them, modeify them and shake hands.

3

We Get Started

This step always feels like the first day of school for us. We'll set up an onboarding meeting to discuss on the details of our work together.

3

We Get Started

This step always feels like the first day of school for us. We'll set up an onboarding meeting to discuss on the details of our work together.

Are we the right fit for you?

We work best with growing digital product and creative agencies.
If you're experiencing any of the following challenges, we can help.

Cash flow keep you up at night.

Managing your finances feels like drowning.

Project profit margins are a mystery.

You're not sure what your business is worth.

You want to grow but are not sure how.

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

FAQ

What is fractional finance?

Fractional finance is a service where an experienced finance professional provides a part-time support with financial management, planning, strategy and fundraising. We can help with all of the above, however, we shine in building finance systems and in setting up finance operations.

I just need help with an one-off project.

Let's talk. Usually, we don't take on one-off projects, however, we have a rich network of professionals that can help. We'll find your the right person for free.

What is Fin Ops?

It stands for financial operations. Fin Ops includes all the systems, process, and procedures that ensure smooth operations of your accounting and finance department - from bookkeeping to strategic finance. Do you really need it? Yes, if you want to build a scalable business with high valuation.

What size of companies do you work with?

We work primarily with early growth stage startups and professional service agencies. Most of our clients have revenue between €1M - €5M. We find that this is usually the sweet spot when companies need professional help building their financial systems and manage their cash flow.

How do you bill?

We provide you with ongoing support. To keep your costs known and predictable, we will bill you a monthly fee.

What will it cost me?

Our prices depend on several factors: scope of work, complexity of your business model, company size, etc. We'll work with you to arrive at a fair price for the value you get.

What is fractional finance?

Fractional finance is a service where an experienced finance professional provides a part-time support with financial management, planning, strategy and fundraising. We can help with all of the above, however, we shine in building finance systems and in setting up finance operations.

I just need help with an one-off project.

What is Fin Ops?

What size of companies do you work with?

How do you bill?

What will it cost me?

What is fractional finance?

Fractional finance is a service where an experienced finance professional provides a part-time support with financial management, planning, strategy and fundraising. We can help with all of the above, however, we shine in building finance systems and in setting up finance operations.

I just need help with an one-off project.

What is Fin Ops?

What size of companies do you work with?

How do you bill?

What will it cost me?

Who are we?

We bring over 30 years of combined experience helping small and medium companies grow by building scalable finance operations that scale revenue, reduce costs and minimize risk.

Vic Kalchev Profile Picture

Vic Kalchev, MBA

Founding Partner | FinOps & Strategy

Vic Kalchev Profile Picture

Vic Kalchev, MBA

Founding Partner | FinOps & Strategy

Dawn Chen Profile Picture

Dawn Chen, MBA

Founding Partner | FP&A & Systems Design

Dawn Chen Profile Picture

Dawn Chen, MBA

Founding Partner | FP&A & Systems Design

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

18+ years of experience

Proven track record

Trusted Advisors

Proven Results

Value ~ Curves

Achieve sustainable growth through expert insights, tailored solutions, and trusted support.

© 2025 Value Curves

All Rights Reserved

Value ~ Curves

Achieve sustainable growth through expert insights, tailored solutions, and trusted support.

© 2025 Value Curves

All Rights Reserved

Value ~ Curves

Achieve sustainable growth through expert insights, tailored solutions, and trusted support.

© 2025 Value Curves

All Rights Reserved